Wave is a genuinely good free invoicing and accounting tool — hard to beat on price. But it stops at invoices and books. If your work runs proposal → contract → invoice → nudge, GigPaper covers the whole thread, with clients who never sign up.
From $10/month flat · no client accounts · no cut of your money
Pricing checked in 2026 — always confirm current rates on Wave's site.
| GigPaper | Wave | |
|---|---|---|
| Starting price | $10/mo flat | Free (Pro $19/mo) |
| Card processing fee | Your processor's standard rate | ~2.9% + $0.60/txn (free plan) |
| Free trial | 30 days, no card | Free tier |
| Client portal to sign / pay | No — just a link | No portal |
| Proposals | Yes | No |
| Click-to-accept contracts | Yes | No |
| Time tracking → invoice | Yes, live timer | No |
| Automatic overdue nudges | Yes | Reminders (Pro) |
| End-to-end encryption | Yes | No |
| Accounting / bookkeeping | Export (PDF + CSV) | Yes |
| Free data export | Always, one tap | Yes |
Your needs are invoices plus basic accounting, and price is the deciding factor. Wave's free tier is legitimately useful, and for straightforward billing-and-books it's tough to argue with $0.
You sell projects, not just send bills. GigPaper adds proposals, click-to-accept contracts, time tracking, and automatic nudges — the parts of freelance work that happen before and after the invoice. Clients open a link (no account), card payments land straight in your account, and your client book is end-to-end encrypted. At a flat $10/month, it's the workflow tool; Wave is the free ledger. Plenty of freelancers even use both.
If you want the full proposal-to-paid workflow rather than just invoices and books, yes. For free invoicing alone, Wave is excellent.
Invoicing is free, but card payments carry processing fees (about 2.9% + $0.60 per transaction on the free plan as of 2026), and some automations require the paid Pro plan.
Sure — some freelancers run GigPaper for proposals, contracts, and getting paid, and keep Wave for bookkeeping. GigPaper exports clean CSVs to make that easy.
30 days free, no card. Clients never sign up. You keep 100% of your money.
Start your free monthComparison is GigPaper's summary for general guidance, based on publicly listed information as of 2026. Wave is a trademark of its respective owner and is not affiliated with GigPaper. Pricing and features change — please verify current details on Wave's website.