Square Invoices is genuinely good — free to start, send an invoice, take a card. But it stops at the invoice. GigPaper adds the parts before and after: a proposal, a contract signed in one click, auto-nudges, and an end-to-end-encrypted client book — for a flat $10/month, with your own payment processor.
From $10/month flat · no client accounts · no cut of your money
Pricing and fees checked in 2026 — always confirm current rates on Square's site.
| GigPaper | Square Invoices | |
|---|---|---|
| Monthly price | $10/mo flat | $0 (Free plan) |
| Online card fee | Your own processor's rate | ~3.3% + 30¢ per invoice paid online |
| Who holds the money | Your own connected account | Square's ecosystem |
| Proposals | Yes | No |
| Click-to-accept contracts | Yes | No |
| Invoices & card payments | Yes | Yes |
| Client makes an account | No — just a link | No — just a link |
| Automatic overdue nudges | Yes | Reminders |
| Time tracking → invoice | Yes, live timer | No |
| End-to-end encryption | Yes | No |
| Free data export | Always, one tap | Varies |
You want a free, dependable way to send an invoice and take a card, and you're happy inside Square's ecosystem — especially if you already use Square for in-person payments or point of sale. For straightforward, occasional invoicing with no monthly fee, it's a strong choice.
An invoice is only part of your job. You also quote the work and get it signed — and you'd rather your money land in your own connected account than route through a platform. GigPaper gives you proposals, click-to-accept contracts, invoices, time tracking, and auto-nudges in one thread, with an end-to-end-encrypted client book, for a flat $10/month. Because you connect your own processor, your card rate is whatever you negotiate — not a fixed invoice surcharge.
If you only need a free invoice and a card reader, Square is hard to beat. GigPaper is for freelancers who also want proposals and signed contracts around the invoice, end-to-end encryption, and their own payment processor — for a flat $10/month.
Square's Free plan has no monthly cost but charges a per-invoice processing fee (about 3.3% + 30¢ online as of 2026). GigPaper charges a flat $10/month and you bring your own processor, so the card rate is your processor's standard rate. Which is cheaper depends on your volume — confirm both on the vendors' sites.
No — with either tool a client can pay an invoice from a link. GigPaper also lets them accept proposals and sign contracts from a link, with no account.
30 days free, no card. Clients never sign up. You keep 100% of your money.
Start your free monthComparison is GigPaper's summary for general guidance, based on publicly listed information as of 2026. Square and Square Invoices are trademarks of Block, Inc. and are not affiliated with GigPaper. Pricing and fees change — please verify current details on Square's website.